:root {
  --ink: #1d2a36;
  --ink-soft: #4a5866;
  --bg: #f7f4ee;
  --card: #ffffff;
  --navy: #1f3a5f;
  --navy-dark: #162b47;
  --sea: #2f6f73;
  --line: #e2ddd3;
  --focus: #c9832e;
}
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font: 18px/1.6 "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;
}
h1, h2, h3 { font-family: "Source Serif 4", Georgia, serif; line-height: 1.2; margin: 0 0 .5em; color: var(--navy-dark); }
h1 { font-size: clamp(2rem, 5vw, 3rem); }
h2 { font-size: clamp(1.5rem, 3.5vw, 2rem); }
h3 { font-size: 1.2rem; }
p { margin: 0 0 1em; }
a { color: var(--sea); }
.wrap { max-width: 1080px; margin: 0 auto; padding: 0 16px; }

header.top { background: var(--card); border-bottom: 1px solid var(--line); }
header.top .wrap { display: flex; align-items: center; justify-content: space-between; height: 64px; gap: 12px; }
.brand { font-family: "Source Serif 4", Georgia, serif; font-weight: 700; font-size: 1.15rem; color: var(--navy-dark); text-decoration: none; }
.brand span { color: var(--sea); }
.btn {
  display: inline-block; background: var(--navy); color: #fff; text-decoration: none; border: 0;
  padding: 12px 22px; border-radius: 8px; font: 600 1rem/1.2 "Inter", system-ui, sans-serif; cursor: pointer;
}
.btn:hover { background: var(--navy-dark); }
.btn:focus-visible, input:focus-visible, textarea:focus-visible, a:focus-visible { outline: 3px solid var(--focus); outline-offset: 2px; }
header.top .btn { padding: 9px 16px; font-size: .95rem; }

.hero { padding: 56px 0 48px; }
.hero .wrap { display: grid; grid-template-columns: 1.1fr 1fr; gap: 40px; align-items: start; }
.hero .lead { font-size: 1.15rem; color: var(--ink-soft); }
.checks { list-style: none; padding: 0; margin: 20px 0 0; }
.checks li { padding-left: 30px; position: relative; margin-bottom: 8px; }
.checks li::before { content: "✓"; position: absolute; left: 0; top: 0; color: var(--sea); font-weight: 700; }

.card { background: var(--card); border: 1px solid var(--line); border-radius: 12px; padding: 24px; }
form label { display: block; font-weight: 600; font-size: .95rem; margin: 0 0 4px; }
form .row { margin-bottom: 14px; }
input, textarea {
  width: 100%; padding: 11px 12px; border: 1px solid #c9c2b5; border-radius: 8px;
  font: 1rem/1.4 "Inter", system-ui, sans-serif; color: var(--ink); background: #fff;
}
textarea { min-height: 90px; resize: vertical; }
.fine { font-size: .85rem; color: var(--ink-soft); margin-top: 10px; }
.hidden { position: absolute; left: -9999px; }

section.band { padding: 56px 0; }
section.band.alt { background: var(--card); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.grid3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.grid2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.step-num { display: inline-block; width: 34px; height: 34px; border-radius: 50%; background: var(--sea); color: #fff; text-align: center; line-height: 34px; font-weight: 700; margin-bottom: 10px; }
.faq h3 { margin-top: 0; }

footer { padding: 32px 0 48px; color: var(--ink-soft); font-size: .95rem; }
footer .wrap { display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
footer address { font-style: normal; }

.page { padding: 48px 0; }
.page .card { max-width: 760px; }

@media (max-width: 820px) {
  .hero .wrap, .grid3, .grid2 { grid-template-columns: 1fr; }
  .hero { padding-top: 32px; }
  header.top .btn { display: none; }
}